Guides
Guides for before the “if” gets urgent
Chatty, researched and honest — written for Australian business owners who want to understand their options before they need them. New guides every week.
Borrowing basicsCash flowApplyingPaperworkGrowth
What Can a Business Loan Be Used For? A Yes/No List
Wages, tax, stock, a car, paying yourself? A plain-English yes/no list of what an Australian business loan can and can't be used for, grey areas included.
1 October 2026
7 Early Signs Your Business Will Need Funding Soon
Spot a cash crunch months before it hits. Seven early warning signs Australian owners miss, from BAS timing to Payday Super, and what to do about each.
1 October 2026
How to Explain Your Situation to a Lender in One Page
A default, loss year, ATO debt or short history? How to write a clear one-page explanation a lender will actually read, with a template and example.
1 October 2026
ABN Lookup: What a Lender Sees About Your Business
Lenders check your ABN first. What ABN Lookup shows about your business — start date, GST status, trading names — and how to make sure it's right.
1 October 2026
Side Business to Full-Time: When Lenders Take You Seriously
Turning a side hustle into your main income? What lenders need before they treat a side business as a real one, and how to get lendable before you quit.
1 October 2026
Pay Cash or Finance Business Equipment? How to Decide
Buying a machine, van or fit-out? How to decide between paying cash and financing it — cash buffers, payback, the $20,000 instant asset write-off and more.
1 October 2026See what your business could qualify for
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